Services Let You Swipe Credit Cards from Smartphones

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GoPayment comes with a free card scanner for smartphones.

Intuit, which makes Quicken and Quickbooks has a service called GoPayment which includes apps for the BlackBerry, Android and iPhones and a small credit card reader that plugs into the audio port of a smartphone or connects via BlueTooth.

The service is aimed at small businesses including people who are mobile such as gardeners, plumbers and street merchants.

The app is free and there is even a small card reader that’s free but merchants pay a transaction fee to process credit card charges that starts at about 2.7 percent.

A somewhat similar service called Square can be used by almost anyone. There is even a way to use it if you don’t have a smartphone, but if you do they too will send you a small reader that works with Android and iPhones.

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